PYMSTR
Money goes straight to your wallet

Add stablecoin payments to your checkout. Grow revenue.

Accept USDC and USDT, the digital dollars 100M+ people already hold. Keep your card processor. Capture the customers it can't serve. 1% flat, paid straight into a wallet only you control.

Get started for free → Book a demo
No KYB paperwork · We never touch your money · Live in minutes
100%
Yours
<3s
To get paid
0
Chargebacks
1%
Flat fee
PYMSTR checkout review and pay screen on mobile
Accepted assets

Accept USDC & USDT across 5 networks.

USDC
EthereumBasePolygonArbitrum
USDT
EthereumPolygonArbitrumBNB
//Nobody holds your moneynothing to freeze, ever
Nobody holds your money

We can't freeze what we never hold.

We are not a bank, not an exchange, and we never hold your money. Payments go from your customer's wallet straight into yours. We never touch the funds. No freezes, no reversals.

Buyer wallet
$1,000 USDC
Merchant wallet
+$990
PYMSTR Route
PYMSTR never holds your money at any step.
Funds never touch us
Payments route from the buyer wallet to your wallet on-chain. No PYMSTR-controlled account in between.
No freeze, no reversal
Once a payment lands, nobody can take it back. Not us, not the customer's bank, not a regulator.
On-chain receipts
Every settlement is verifiable on Etherscan, BaseScan, Polygonscan, Arbiscan, and BscScan in seconds.
TL;DRCustomers pay in digital dollars, you receive the same digital dollars. Your card processor stays. Your bank stays. Your wallet stays yours.
//the marketvalidation · 3 numbers

Stablecoins already moved more money than card networks.
You're not early. You're on time.

01
$27T+
Stablecoin volume routed on-chain in 2024, surpassing Visa and Mastercard combined.
visa onchain analytics · allium
02
$200B+
Stablecoin market cap, growing at ~80% year over year.
coingecko · defillama
03
88%
of all stablecoin supply is USDC and USDT, the rails PYMSTR settles on.
public on-chain supply data
//Who it's for8 industries · all live

The merchants other processors
won't touch

We built PYMSTR for businesses that ship real revenue but spend half their week defending it. No moral underwriting. No surprise terminations.

01
#Gaming

Gaming & digital goods

In-app purchases, virtual currency top-ups, tournament prizes. Instant deposits, no chargebacks, no Apple/Google rake.

Learn more →
02
#iGaming

iGaming & sportsbooks

Player deposits and withdrawals in seconds. Settle to your wallet without a single processor application form.

Learn more →
03
#Casino

Online casinos

Casino deposits and withdrawals direct to your wallet. No processor approvals, no chargeback queue.

Learn more →
04
#Esports

Esports & competitive gaming

Tournament entry fees and prize pool payouts in seconds. Native payment splitting fans out a single transaction to multiple winners.

Learn more →
05
#Creators

Creator economy

Get paid for what you make. Direct fan payments, tipping, paid subscriptions. No payout caps, no surprise account closures.

Learn more →
06
#Cross-border

Cross-border merchants

Skip 3% FX, 2-day wires, and IBAN paperwork. Customers pay in their stablecoin, you receive in yours.

Learn more →
07
#Crypto

Crypto-native businesses

Treasury, DAO ops, on-chain SaaS billing. Settle stablecoins to the address that already runs your business.

Learn more →
08
#Markets

High-volume marketplaces

Split payouts, escrow flows, vendor settlements. One API for every leg of the transaction.

Learn more →
// 8 industries · USDC + USDT · 5 networks · 1% flat · we never hold your moneyGet started for free →
//what changes when nobody holds your moneycapability vs. Capability

What changes when
nobody holds your money

Crypto processors that hold your money also bundle in currency conversion, at 2 to 5%. It looks turnkey until the day their wallet gets hacked and the money is gone. We don't compete with your card processor. We compete with these.

Dimension
Crypto processors that hold your funds
PYMSTR
01Who holds your money
They hold your fundsThey hold your funds
PYMSTRYou hold your funds
02Recent hacks
They hold your fundsHundreds of millions lost to processor hacks (2023)
PYMSTRNone. We hold nothing to lose
03When you get paid
They hold your fundsWhen they decide to pay out
PYMSTRInstantly, into your own wallet
04Fees
They hold your funds2 to 5% + FX markup
PYMSTR1% flat, no FX
05Coin + chain selection
They hold your fundsOften customer-chosen
PYMSTRYou decide; customers can't pick wrong
06Currency conversion
They hold your fundsBundled in, locks you in
PYMSTRNot offered. Convert your way, on your schedule
07Compliance exposure
They hold your fundsTheir licenses and freezes become your problem
PYMSTRWe never hold funds, so there is less to go wrong
//How it works · merchant POVsign-up to first payment

From sign-up to first payment, same day.

No processor application. No KYB review. No integration sprint. Self-serve from sign-up to settlement.

01

Sign up

Social login creates your merchant wallet. Google, email, SMS, or Apple. No processor application, no KYB review, no seed phrases.

02

Pick coins and chains

Choose what you'll accept. USDC, USDT, across 5 chains. Customers can't send the wrong asset; PYMSTR enforces it at checkout.

03

Generate a link or drop in checkout

Payment links work the same day. Full API integration ships in two days.

04

Get paid in seconds

Money lands directly in your wallet in seconds. You get a webhook.

pay.pymstr.com / inv_4f9c
Payment successful
$1,237.50paid to Acme Studio · Invoice #4F9C
Payment summary
Amount1,237.500000 USDC
Gas fee0.000124 USDC
Total1,237.500124 USDC
Network
Base
Transaction
0x46a7…f3c2
Settled on-chain in 2.4s · Direct to merchant wallet
//What you get6 capabilities

One integration.
Six things it does.

Everything the checkout needs to take stablecoin payments and land them in your wallet. Nothing it doesn't. We never hold your money, never convert it, and never tell you how to run your business.

01
feat

Instant deposit

Transactions settle in under a second. Players get balance before they tab back to the game.

> avg ~3s · straight to your wallet→
02
feat

Payment splitting

One customer payment, multiple merchant wallets. Platform fees, partner cuts and payouts handled in a single on-chain event.

> one payment, split automatically, all or nothing→
03
feat

Pay with a Google login

No app to install, no crypto knowledge needed. Logging in with Google, Apple, email, or SMS creates a wallet for them automatically.

> 400+ login methods · Google · Apple · email · SMS→
04
feat

You get paid in the coin you chose

Customers pay the exact coin and network you specify. You receive the same stablecoin in your wallet. Convert to cash on your own terms. We don't touch conversion.

> you set the coin + network · no FX markup→
05
feat

Customers your card processor can't reach

Stablecoin-holding players in regions where cards fail, get declined, or take days to settle. A second way to get paid, not a replacement.

> adds to your existing card processor→
06
feat

We never hold your money

Money flows from your customer's wallet directly to yours. PYMSTR never holds it. There is nothing for us to lose on your behalf.

> your wallet, always · verifiable on the blockchain→
//DevelopersREST · webhooks · 5 chains

One curl.
You're live.

Go live with payment links in minutes, or integrate the full REST API in a day. Webhooks, multi-recipient splits, and 5 chains out of the box.

  • → RESTful API with webhooks
  • → 5 chains · 2 stablecoins
  • → Native multi-recipient payment splitting
  • → Comprehensive documentation
server.jsJS
1// Create a payment
2const payment = await fetch('https://api.pymstr.com/v1/payments', {
3 method: 'POST',
4 headers: {
5 'Authorization': 'Bearer pk_your_api_key',
6 'Content-Type': 'application/json'
7 },
8 body: JSON.stringify({
9 amount: '100.00',
10 currency: 'USD',
11 title: 'Order #123',
12 externalId: 'order-123',
13 acceptedTokens: ['USDC', 'USDT']
14 })
15}).then(r => r.json());
16
17// → payment.paymentUrl
18// → payment.status === 'ACTIVE'
19
20// Webhook: payment.completed
21app.post('/webhook', (req, res) => {
22 verify(req.headers['x-pymstr-signature']);
23 const { paymentId } = req.body.data;
24 // Fulfill the order...
25 res.sendStatus(200);
26});
//Operator receiptsiGaming · 2025

Built for
stablecoin-holding
customers.

A meaningful slice of every iGaming operator's global player base already holds USDC or USDT. Cards can't reach those players in most of their regions. PYMSTR is the payment option that can.

"""
We weren't looking to replace our card processor. We were losing deposits from players who only hold stablecoin. PYMSTR filled that gap in under a week.
Head of Payments
Online Casino · Malta (MGA)
"""
What sold us: nobody holds our money. Funds land in our wallet, and we convert on our own schedule. No new counterparty risk on our books.
CFO
Sportsbook · Curaçao
"""
Same-day payment links, two-day API integration. It slots in next to our card processor. Nothing about card processing changed.
VP Engineering
Fantasy Sports Platform
Powered by
alchemy
Tether
// the companies behind USDC and USDT
//pricingno tiers · no reserves · no surprises

One flat fee.
No setup fees. No monthly fees.

Standard
1%flat

per settled transaction. No setup, no monthly minimum.

Network gasPaid by buyer
SettlementOn-chain, < 3s
  • ✓USDC, USDT
  • ✓Ethereum, Base, Polygon, Arbitrum, BNB
  • ✓Unlimited payment links · Webhooks · API keys
  • ✓Funds settle direct to your wallet
Get started today →
Enterprise

Talk to us.

Custom tier for $1M+ monthly volume. Pricing scales with throughput.

  • ✓Volume-tiered pricing
  • ✓Dedicated solutions engineer
  • ✓Priority webhook delivery + SLAs
Contact sales ↗
//The questions we get9 answers

Short
answers.
No jargon.

Can't find what you're looking for? Talk to sales.

No. Customers pay in USDC or USDT; you receive the same stablecoin in your wallet. When you want regular dollars, you convert through any exchange you choose, on your schedule. We do one thing well, the checkout. We never hold your money or convert it.
No. PYMSTR is an additional way to get paid. Keep your card processor for card payments. Add PYMSTR to accept stablecoin from customers who already hold it.
They need a stablecoin balance. They don't need to install anything. PYMSTR creates a wallet for them automatically when they log in with Google, email, SMS, or Apple. Customers who don't already hold stablecoin aren't the target for this.
Because PYMSTR never holds your money, funds never touch our servers. They go straight from the customer's wallet to yours. That reduces compliance exposure for both of us. Your own KYC/AML obligations as a merchant still apply.
1% flat on stablecoin transactions. No tiers, no reserves held against you, no minimum volumes. Network gas is paid in the stablecoin at checkout. No separate gas bill.
Stablecoin transactions settle on-chain and are final. There are no chargebacks to manage and no dispute fees, but that also means PYMSTR is not a buyer-protection layer. Use it for payments that should be final, the way a bank transfer is final. Card disputes stay with your card processor.
USDC and USDT across Ethereum, Base, Polygon, Arbitrum, and BNB. You choose which ones to accept. Customers pay exactly what you specify.
Same-day with payment links. Two days for a full API integration.
PYMSTR never holds your money. Customer payments settle directly to your wallet on-chain. There's nothing for us to lose on your behalf.
1% flat · we never hold your money · adds to your processor

Start accepting
stablecoin today.

Add stablecoin payments next to your card processor. Same-day with payment links, two days for the full API. Your wallet stays yours. Ours never holds a cent.

✓ 1% flat✓ we never hold your money✓ paid in seconds✓ keeps your card processor